Attention homeowners in Philadelphia and Philadelphia County: Need an appraisal?
See the top seven reasons why Pennsylvania homeowners call on Appraisals Plus :
We at Appraisals Plus understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisals Plus , will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.
Challenge a property tax assessmentLet's say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisals Plus is your best weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Appraisals Plus , we're qualified in helping folks just like you remove unwanted PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Appraisals Plus can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.